The math isn't pretty: An official in Harris County, Texas, estimated Wednesday that Harvey has destroyed up to 40,000 homes in the Houston area, reports ABC News. Countless others have lesser damage. Now balance those figures with another: Only 2 in 10 homeowners in the hardest-hit areas have flood insurance, according to a Washington Post analysis. It's all adding up to a devastating financial toll for homeowners. Details:
- $555 a year: The average annual premium for flood insurance in Harris County is $555 this year, and the AP reports that more and more homeowners had opted to skip it. The percentage of those covered dropped 9% in Harris County alone over the last five years, and the plummet is even greater in certain parts of the county. One critic blames FEMA for not urging homeowners to recognize the need.