There's a lot to like about the new iPhone 6—size, speed, software—but the most important feature is Apple Pay, Apple's new payment system, writes Rich Jaroslovsky at Quartz. Mobile-payment systems exist already from companies like Google and PayPal, but they haven't managed to pull in users. "Essentially, the mobile-payment movement has just been standing around waiting for Apple to decide what it wants to do," Jaroslovsky writes. Now it has:
- The company already has "hundreds of millions of credit cards on file," thanks to iTunes and the App Store. And those worried about security may be comforted by the fact that Target, "which has to be paranoid about such things" following its own data breach, is "comfortable with Apple's approach."