Corporate mismanagement, excessive risk-taking by Wall Street, and inadequate government regulation caused the 2008 financial crisis, according to a 576-page report by the Financial Crisis Inquiry Commission, due to be released today. The report blames policies by both the Clinton and Bush administrations, Fed chairmen Alan Greenspan and Ben Bernanke, and regulators, who the report says lacked "the political will" to hold accountable an industry that spent $2.7 billion on lobbying from 1999 to 2008. Among its other conclusions, as reported by the New York Times: